For families
Your family’s wealth, on the same page.
The family home, the savings, the land: when brothers and sisters, or parents and children, own things together, KinCo gives every one of you the same clear view of what there is, who owns what and who has paid for what.
Sample Family · 3 owners
$1,686,000
Example
- Lakeside House · Real estate $1,260,000
- Family savings · Bank account $330,000
- Hillside plot · Real estate $96,000
- Sam ⅓ · $562,000
- Alex ⅓ · $562,000
- You ⅓ · $562,000
Alex paid the property tax, split three ways −$3,240
Sound familiar?
The hard part isn’t the paperwork. It’s keeping everyone on the same page.
- One of you pays the bills, and the others never see what was paid.
- One of you wants to sell, one wants to rent it out, and nobody has the numbers.
- Accounts are spread across banks, and sometimes across countries and currencies.
- Nobody is sure what each share is worth today.
- Every decision turns into a long group chat.
How KinCo keeps it fair
Clear numbers, so nobody keeps score
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Who paid what
Whenever one of you puts money in, for the down payment, a new roof or the mortgage, it’s recorded under their name, and everyone in the group sees the same list.
Paid in
- Down payment · Sam $84,000
- New roof · Alex $18,500
- Mortgage payment · You $2,400
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Who owes whom
Split a bill between you and KinCo keeps a running balance, so each of you knows what you owe and what you’re owed. Settle up whenever you like.
Your balances
- You owe Alex $790
- Sam owes you $290
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What each share is worth
Update a value and every share updates with it. Split each asset equally or any way you agree, or let the shares follow what each person has put in.
Lakeside House $1,260,000
- Sam · ⅓ $420,000
- Alex · ⅓ $420,000
- You · ⅓ $420,000
Why we built KinCo
Built by three siblings
The three of us share a family home and accounts. Spreadsheets and group chats couldn’t keep up with who paid what, or what each share was worth. So we built KinCo: one place where everyone sees the same numbers, and nobody has to keep score.
The founders of KinCo
Questions families ask
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Does everyone need to pay?
No. Your first group is free for up to five people, and inviting the others costs nothing.
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Can the shares be unequal?
Yes. Set any split, asset by asset, or let KinCo work it out from what each person has put in.
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Can parents or grown-up children just follow along?
Yes. Invite them as viewers: they see every asset and every share, but can’t change anything. Everyone in the group also gets a summary by email at the start of each month.
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What if the family owns things in different countries?
Add each asset in its own currency. KinCo converts everything to your group’s currency, so the totals still add up.
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Is our information private?
Only the people you invite can see your group, and your data is encrypted in transit and at rest.
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We’re friends, not family. Does it still work?
Yes, in exactly the same way. See KinCo for co-buyers and for investment groups.
Start your family’s group
Free for your first group. Invite your family when you’re ready.