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Simple pricing for everything you own together

Start free with one group. Upgrade when your family or friends need more room. No hidden fees, and you can cancel any time.

Plans

Basic

Free

For trying shared ownership with one group.

Get started (Basic)

No card needed

  • 1 group · 20 assets
  • 5 members per group
  • Ledger, income and expense sheets, and debts
  • Multi-currency
  • KinCoPilot: 1 message a day
  • AI insights: 1 refresh a day

Plus

$19 / month

or $190 a year, 2 months free

For co-buyers, friends and small family partnerships.

Choose Plus

7-day free trial for new subscribers

  • Everything in Basic, plus:
  • 3 groups · unlimited assets
  • 15 members per group
  • 5 GB document vault, files up to 25 MB
  • CSV export
  • PDF reports: 3 a month
  • Activity log: last 30 days
  • KinCoPilot: 5 messages a day
  • AI insights: 10 refreshes a day

Enterprise

Custom

For family offices, trusts and institutions.

  • Everything in Pro, plus:
  • Custom contract and terms
  • Dedicated onboarding
  • Accountant and advisor seats

Compare plans

Every limit, plan by plan. Enterprise includes everything in Pro.

Scroll the table sideways to see every column.

KinCo plans compared: Basic, Plus and Pro
Feature Basic Plus Pro
Price Free $19 a month or $190 a year $39 a month or $390 a year
Free trial for new subscribers No 7 days 7 days
Groups you run 1 3 Unlimited
Assets per group 20 Unlimited Unlimited
Members per group 5 15 Unlimited
Ledger, income and expense sheets, debts Yes Yes Yes
Multi-currency Yes Yes Yes
Monthly summary email to every member Yes Yes Yes
Document vault No 5 GB, files up to 25 MB 10 GB, files up to 50 MB
CSV export No Yes Yes
PDF reports No 3 a month Unlimited
Activity log No Last 30 days Full history
KinCoPilot 1 message a day per person 5 messages a day per person Unlimited
AI insights 1 refresh a day per person 10 refreshes a day per person Unlimited
Priority support No No Yes

Developer API

By request

Programmatic access for family offices, advisors and your own tools. The API reference is live; access is by request while we open it up.

Questions

Is there a free trial?
Basic is free with no time limit, and needs no card. Plus and Pro start with a 7-day free trial for new subscribers who upgrade in the app. Plus doesn't ask for a card up front; Pro does.
How does annual billing work?
You pay for 10 months and get 12. Plus is $190 a year (you save $38) and Pro is $390 a year (you save $78).
Can I change plans later?
Yes. On Basic, choose Upgrade in the app's Settings. On Plus or Pro, open Settings and choose Manage to switch between Plus and Pro, or between monthly and annual billing; the difference is prorated. If you cancel, you keep your plan until the end of the period you've paid for, then move to Basic.
What counts as a group?
A group is what you share and the people you share it with: a home you own with your siblings, a rental you bought with friends, or a family investment pool. Each group has its own members, assets, ledger and currency. Only groups you run as an admin count toward your plan.
Does everyone in a group need a paid plan?
No. A group's limits on assets, members, documents and exports follow the plan of the person who created it, so everyone in a Plus group gets Plus limits there. AI follows the group's plan too, but counts per person: each member gets the daily KinCoPilot messages and AI insight refreshes for themselves. The activity log is the exception for now: it follows each person's own plan.
Do you have an API?
Yes. The API reference is live at kinco.io/docs, and access is by request while we open it up. Email [email protected] and we'll set you up.
When should I choose Enterprise?
When you're a family office, trust or institution that needs a custom contract and terms, hands-on onboarding, or seats for your accountant and advisors. Email [email protected] and we'll scope a plan with you.
What payment methods do you accept?
All major credit and debit cards, through Stripe. Monthly and annual billing are both available.

Start with one group, free

Basic is free, with no card needed. Invite your family or friends when you're ready.

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